When you sign your mortgage at the title company, they give you a form called "Servicing Transfer Disclosure". This discloses the percentage of chance your mortgage will be sold. What they don't FULLY disclose and in my opinion, attempt to hide, is that you have the right to receive compensation for the sale of your mortgage. When you originally sign your mortgage, it is usually sold within 30 days, right?!? You get notified of this, but what you may not know is.... they have to provide you with a ledger explaining how much money they are making on the sale of your mortgage and you have the right to redeem that money within 30 days! If you don't redeem it, or IF IT IS NOT DISCLOSED, so you are not aware of it; after the 30 days pass and you didn't redeem it; it defaults back to your lender! Many people are canceling foreclosures nationwide because of this disclosure violation..... is it happening to you?