7/11/2009 12:00:00 AM
Lots of available credit typically helps your credit scores... Once they're established, credit accounts typically improve your scores as long as you don't pay late or max them out. The FICO credit-scoring system is very sensitive to the gap between the credit you use and your available limits. The bigger the gap -- on each account and overall -- the better for your scores. Closing accounts or asking for lower limits shrinks that gap and can hurt your scores.
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